Premier Credit Card

First Premier Bank and HSBC offer excellent products to service this market and its special credit needs.

Card selection for premier credit card is maintained and reviewed by our panel editors.

Several, such as First Premier Bank and Orchard Bank, offer cards to those without a credit history.

Similar services typically cost anywhere from $9.95 to $19.

Consumer Action has heard complaints about subprime issuers such as First Premier Bank that Sherry says have tried to steer people out of secured credit cards to unsecured subprime credit cards.

Our Rating:

USA Platinum Merchandise Credit Card

Approval is *guaranteed when qualifications are met.
The Card is an Unsecured Line of Credit.
The Shopping Club offers over 14,000 products.
Upon request, credit limits increases are available to those that qualify.
The credit line is reported to a major Credit Bureau.
No credit checks.
No employment verifications.
No interest charges.
You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}

Our Rating:

Platinum Plus Merchandise Credit Card

Approval is *guaranteed when qualifications are met.
The Card is an Unsecured Line of Credit.
The Shopping Club offers over 14,000 products.
Upon request, credit limits increases are available to those that qualify.
The credit line is reported to a major Credit Bureau.
No credit checks.
No employment verifications.
No interest charges.
You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}

Our Rating:

All American Gold Shopping Card

Approval is *guaranteed when qualifications are met.
The Card is an Unsecured Line of Credit.
The Shopping Club offers over 14,000 products.
Upon request, credit limits increases are available to those that qualify.
The credit line is reported to a major Credit Bureau.
No credit checks.
No employment verifications.
No interest charges.
You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}

Our Rating:

Platinum Small Business Alliance Visa® Card

The Credit Card for Individuals and the Self Employed
Get the purchasing power you need with an $8000 unsecured credit line.
Save thousands of dollars on goods and services you use every day.
No prior business credit needed! No credit checks

Our Rating:

USA Gold Shopping Card

*Guaranteed Instant Online Approval!
$5000 Unsecured Gold Credit Line for Our Merchandise!
NO Credit Checks or Credit Turndowns!
NO Employment Verifications!
Upon request, credit limits increases are available to those that qualify.
Establish Credit by Reporting to Major Credit Bureau!
Receive a *Free $50 Gift Card!
After enrolling you'll receive a $300 Grocery Coupon Card

^{*see website for terms and conditions}