Works where ever Visa® is accepted. Great for budget management. Works like a credit card, but you can spend only what you load to your account. You cannot build up costly credit card debt. Safe and great for travel expenses.

• Receive cash back from your own spending
• Receive cash compensation from the spending of anyone in your compensation tree.
• Live debt free and receive compensation for your everyday spending.
• Reload your card directly from your payroll or bank account
• Powerful Online Account Management
• Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
• Card Accepted at 30 Million merchants & One Million ATM machines

Uniquely tailored to meet the needs of small business, this Card not only gives you the purchasing power and customer support of American Express but also provides a fast way to earn AIR MILES reward miles. Add to this the convenience of carrying a balance, all with no annual fee.

• Earn 1 AIR MILES reward mile for every $20 in purchases¹. AIR MILES rewards start at just 25 reward miles
• No Annual Fee
• Earn 100 Bonus AIR MILES reward miles the first time you use your Card²
• Shop at any of the participating AIR MILES Sponsors at over 9,600 locations across Canada with your Credit Card and show your AIR MILES Collector Card, and you can earn reward miles from both
• Simply by making your payments on time, you will receive a 3.99% interest rate on balance transfers in the first six months of Card membership and 18.5% on purchases and funds advances³
• Credit limit of up to $50,000⁴
• Optional Annual Management Report

^{1. Account must be in good standing. AIR MILES reward miles will be earned on the amount of all purchases, less credits and returns. Funds Advances, Finance Charges, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for reward miles.}

• 1 Aeroplan®** Mile for every $1 in purchases charged to the Card
• 2,500 Aeroplan Miles as a Welcome Bonus²
• No Pre-Set Spending Limit³
• $60 annual fee* and $20 annual fee for Supplementary Cards