org illustrates this point beautifully through an example of a student with a credit card balance of $7,000 at an interest rate of 18.

Card selection for low interest student credit card is maintained and reviewed by our panel editors.

If used wisely, a student can take the first step towards building a solid credit history with a student credit card.

Many activities are free but participants also are able to earn, spend and save virtual money.

A parent or guardian will co-sign the student credit card, but the student will gain the benefit from having his/her credit activity appear on his/her own credit history report.