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Your bank may be willing to offer you an unsecured credit card with a lower interest rate or a consolidation card.
Card selection for low interest credit card consolidation is maintained and reviewed by our panel editors.
Then your next step is to talk to your financial institution, or a debt consolidation company to apply for a consolidation loan.
However, you can shop around to find a better exchange rate and a lower fee.
This may include paying triple the minimum payments, transferring the balance to a 0% interest credit card, or obtaining a debt consolidation.
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