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This means if your low rate credit card has an introductory 0% balance transfer APR and you are carrying a monthly balance on purchases, then your payments will reduce the 0% balance transfer first while you continue paying interest on purchases—the resulting APR is called your effective rate and it is normally much higher than the balance transfer APR.
Card selection for homeland prepaid visa credit card balance transfer is maintained and reviewed by our panel editors.
Chase's Platinum Visa Card charges a 3-percent balance transfer fee, also capped at $75.
If you haven’t, right now is the time to start.
And the million-dollar question is: What are the balance transfer fees? This is where a shady credit card company could make a killing off of your balance transfer.
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