Easy to get! Easy to use!
The Western Union® Prepaid MasterCard®¹is easy to get. No credit checks, no lengthy application, a non-refundable $9.95 Enrollment Fee for the card and you don’t even need a bank account.

• Shop wherever MasterCard debit cards are accepted.
• Access cash from participating ATMs².
• Reload cash on your card at any of our 47,000 participating
• Western Union Agent locations in the U.S.
• Directly deposit your paycheck³ on the card and we'll waive the $4.95 Monthly Account Maintenance Fee⁴!
• Check your card balance online or over the phone.

• Line sizes between $10,000 and $100,000 (Lines above $50K require additional financial documentation)
• Earn Membership Rewards® points when use Business Lines of Credit Card to access the line
• 100% of the line is available as cash
• No collateral or minimum banking account balance required
• The same rate for cash and purchases. No cash advance or check fees.
• No application or origination fees
• Interest is only charged on the portion of the line you use
• Access to money through checks, card or electronic transfer

Have bad credit or looking to establish your credit? Apply for an unsecured Tribute® MasterCard® Card and receive a 30-second online response - no fee to apply.

• 30 second online response
• No security deposit
• Unsecured MasterCard® Card