Keep in mind that the industry standard for earning a free ticket is 25,000 points in other words you will normally have to charge $25,000 to your credit card before earning a free ticket.

Card selection for discoveer free credit card is maintained and reviewed by our panel editors.

Many of the new balance transfer credit cards offer an interest free second year, or a one-month free payment rather than a 0% transfer fee as a way to get around the credit card balance shufflers.

Are tempted to keep them ‘just for emergencies’ then I’ll have to be blunt.

Register for your free credit report, print out a copy and then call the toll free number immediately to save yourself the unplanned monthly fee.