Fixed-rate credit cards can change their terms in a few weeks' time, so there's no real protection from rate increases with a fixed-rate card, although my anecdotal observation is that fixed-rate cards tend to lag behind variable-rate cards in both rising and falling interest-rate environments.

Card selection for chaase fixed rate credit card is maintained and reviewed by our panel editors.

A Home Equity Loan – a fixed amount of money for a fixed period of time sometimes at a fixed rate and 2.

So, perhaps the end of the instant credit card is not such a bad thing after all.

Fixed Rate or Fixed APR -An annual percentage rate that does not change throughout the year, unlike an introductory APR that changes after a specific period of time.