Universal default complaints are definitely on the increase -- at a disturbing rate, says Paul Richard, executive director of the San Diego-based nonprofit Institute of Consumer Financial Education.

Card selection for best executive plus credit card rate is maintained and reviewed by our panel editors.

Dr. Carol Carolan, Executive Director and Founder of the Center for Student Credit Card Education, says that the single best thing parents can do to help their children avoid the pitfalls of credit card debt is educate them.

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The average executive salary was $410,770, up 11.3% from $369,000 in 2003.