The MBNA-American Express partnership will likely be a great boost for American Express, but consumer watchdogs are hoping customers will reap something more than a Bongo University American Express card.

Card selection for apply for a american epress credit card is maintained and reviewed by our panel editors.

With American Express, we combine the membership privileges with the affinity nature of most MBNA products -- the Penn State American Express card or the American College of Surgeons Amex cards -- and put a rewards platform on top of that and it's a compelling product for many customers, Donahue says.

The Truth In Lending act only requires that card issuers give you 15 days notice if they're going to change the rate on a 'fixed-rate' account.

With the plethora of different means for which you can apply for your desired card, companies really try to make it easy for you to apply for their credit card.