The MBNA-American Express partnership will likely be a great boost for American Express, but consumer watchdogs are hoping customers will reap something more than a Bongo University American Express card.

Card selection for apply for a amercan express credit card is maintained and reviewed by our panel editors.

Since American Express built its brand and reputation on international acceptance, so travelers shouldn't have any issues with either an American Express charge or credit card.

It might be because someone's credit score got worse for unrelated reasons, say a bounced check, too much debt or credit, going over the credit limit, and even shopping for a car loan or mortgage.

What do you think of when you think of American Express? Do you think of a card only for the wealthy? Or maybe a credit card out of reach for the common person? Actually, American Express offers credit cards for just about everybody.