The Citi Dividend American Express Card enables cardmembers to earn 5% cash back on purchases at supermarkets, drug stores and gas stations; 1% cash back on other purchases and eligible cash advances; and cash back on eligible balance transfers.

Card selection for amercan express cash back credit card is maintained and reviewed by our panel editors.

Besides increasing the overall balance and contributing to the cash back, some cash back credit card companies also encourage customers to frequent certain retailers to get a larger cash back amount.

The trick is to take advantage of store card perks and rewards without going overboard with your spending.

A cash back credit card application is relatively simple, find the deal with the highest cash back based on your spending level deduct costs such as annual fees and you have the potential ‘cash back for that particular term.