Uniquely tailored to meet the needs of small business, this Card not only gives you the purchasing power and customer support of American Express but also provides a fast way to earn AIR MILES reward miles. Add to this the convenience of carrying a balance, all with no annual fee.

• Earn 1 AIR MILES reward mile for every $20 in purchases¹. AIR MILES rewards start at just 25 reward miles
• No Annual Fee
• Earn 100 Bonus AIR MILES reward miles the first time you use your Card²
• Shop at any of the participating AIR MILES Sponsors at over 9,600 locations across Canada with your Credit Card and show your AIR MILES Collector Card, and you can earn reward miles from both
• Simply by making your payments on time, you will receive a 3.99% interest rate on balance transfers in the first six months of Card membership and 18.5% on purchases and funds advances³
• Credit limit of up to $50,000⁴
• Optional Annual Management Report

^{1. Account must be in good standing. AIR MILES reward miles will be earned on the amount of all purchases, less credits and returns. Funds Advances, Finance Charges, balance transfers, Amex cheques, annual fees (if applicable), other fees, and charges for travellers cheques and foreign currencies are not purchases and do not qualify for reward miles.}

A FAST and EASY way to collect AIR MILES reward miles.

• No Annual Fee
• 100 reward miles the first time you use your Card²
• 1 reward mile for every $20 in purchases charged to your Card¹
• 3.99% on balance transfers for the first six months of Card membership, provided your account is and remains in good standing³

• Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights
• Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
• Transfer Starpoints — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
• Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets
• First year fee-free and only $30 thereafter