Advata Credit Card Balance Transfer

This means if your low rate credit card has an introductory 0% balance transfer APR and you are carrying a monthly balance on purchases, then your payments will reduce the 0% balance transfer first while you continue paying interest on purchases—the resulting APR is called your effective rate and it is normally much higher than the balance transfer APR.

Card selection for advata credit card balance transfer is maintained and reviewed by our panel editors.

And the million-dollar question is: What are the balance transfer fees? This is where a shady credit card company could make a killing off of your balance transfer.

The report can be attained for free.

You have to be alert while ordering a balance transfer to an existing card or while picking up your new balance transfer credit card from among a plethora of names and choices available.

Our Rating:

Blue from American Express^®

Fee-Free Rewards Program
0% APR for up to 15 months
No Annual Fee
Low Balance Transfer APR - 4.99% Fixed APR for the life of the balance.
Blue is your launch pad to standout shopping and entertainment rewards and one-of-a-kind experiences.

Our Rating:

Blue Cash from American Express^®

Up to 5% Cash Back with Unlimited Cash Rewards
Earn unlimited cash back
0% Intro APR for 6 months
Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
No Annual Fee

Our Rating:

Business Line of Credit from OPEN^SM the Small Business Team

Line sizes between $10,000 and $100,000 (Lines above $50K require additional financial documentation)
Earn Membership Rewards® points when use Business Lines of Credit Card to access the line
100% of the line is available as cash
No collateral or minimum banking account balance required
The same rate for cash and purchases. No cash advance or check fees.
No application or origination fees
Interest is only charged on the portion of the line you use
Access to money through checks, card or electronic transfer

Our Rating:

Starwood Preferred Guest^® Credit Card from American Express

Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights
Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries
Transfer Starpoints — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets
First year fee-free and only $30 thereafter