• No Upfront Payment Required – Receive your new Visa card in as little as 3 days
• Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
• Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
• Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.
• Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.

Features and Benefits

• 100% Approved - no credit check and bad credit is okay
• $10,000 Load Capacity - reloadable at retailers nationwide
• No Upfront Payment - and no minimum balance requirements
• FREE Savings Accounts - higher rate than most national banks
• FREE Instant Transfers - send money to other cardholders
• FREE Account Alerts - email or text messages on account activity
• FREE Direct Deposit - make payday faster and safer
• Online Bill Pay - pay bills to anyone at any time, online
• Extra Cards - on the same account for family members or yourself

Benefits

• No More Check Cashing Locations.
• Stop losing your Income ($$).
• Toll-Free Phone Support.
• Online and Offline Access.
• Take your card from Job-to-Job.
• Direct Deposit from your Employer.
• Low cost fees.
• Store your Money Safely.
• Easy to Purchase (POS).
• 24/7 ATM Access to Funds.
• No Credit Check or Bank Account Required
• No Security Deposits
• No Employment Verification
• Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
• Pay your bills over the phone
• Eliminate check-writing hassles
• Avoid late-payment fees
• Save postage costs and time
• The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
• 24 X 7 On-Line Account Access