• No Upfront Payment Required – Receive your new Visa card in as little as 3 days
• Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
• Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
• Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.
• Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.

• Approval is *guaranteed when qualifications are met.
• The Card is an Unsecured Line of Credit.
• The Shopping Club offers over 14,000 products.
• Upon request, credit limits increases are available to those that qualify.
• The credit line is reported to a major Credit Bureau.
• No credit checks.
• No employment verifications.
• No interest charges.
• You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}

• Approval is *guaranteed when qualifications are met.
• The Card is an Unsecured Line of Credit.
• The Shopping Club offers over 14,000 products.
• Upon request, credit limits increases are available to those that qualify.
• The credit line is reported to a major Credit Bureau.
• No credit checks.
• No employment verifications.
• No interest charges.
• You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}

• Approval is *guaranteed when qualifications are met.
• The Card is an Unsecured Line of Credit.
• The Shopping Club offers over 14,000 products.
• Upon request, credit limits increases are available to those that qualify.
• The credit line is reported to a major Credit Bureau.
• No credit checks.
• No employment verifications.
• No interest charges.
• You can be approved even if you have No Credit or Bad Credit

^{*see website for terms and conditions}