Features and Benefits

• 100% Approved - no credit check and bad credit is okay
• $10,000 Load Capacity - reloadable at retailers nationwide
• No Upfront Payment - and no minimum balance requirements
• FREE Savings Accounts - higher rate than most national banks
• FREE Instant Transfers - send money to other cardholders
• FREE Account Alerts - email or text messages on account activity
• FREE Direct Deposit - make payday faster and safer
• Online Bill Pay - pay bills to anyone at any time, online
• Extra Cards - on the same account for family members or yourself

• No Upfront Payment Required – Receive your new Visa card in as little as 3 days
• Overdraft Safety Program – Qualify to receive up to a $1500 cash advance directly to your card!
• Rewards Program – Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads
• Integrated Bill Pay Service – Pay any bill online or over the phone, even if they don’t accept credit or debit cards.
• Convenient Loading Options – Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.

• Get cash at over 900,000 ATMs worldwide
• Pay your bills online or over the phone
• Eliminate payday hassles with free direct deposit
• Accepted at millions of MasterCard locations worldwide
• NO credit checks
• NO employment verification
• NO monthly or annual fees

• Pay your bills over the phone
• Set up Automatic Bill Payments from your Visa®
• Send Money to Friends and Family. (Buy 2, real-time card-to-card)
• Save postage costs and time in paying Bills
• Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
• Direct Deposit from your Employer

• No Credit Checks
• No Turndowns*
• No Annual Fees
• No Security Deposit
• No Employment Required

• No Credit Checks
• No Turndowns*
• No Employment Required
• No Security Deposit
• No Annual Fees

Perfect alternative to a checking account!

• Debit MasterCard®
  • Keep track of your monthly spending
  • Make purchases online & offline
  • NO need to carry cash
• Free Direct Deposit - Save hundreds!
  • NO more check cashing fees
  • FDIC Insured Deposits up to $100,000

Benefits

• No More Check Cashing Locations.
• Stop losing your Income ($$).
• Toll-Free Phone Support.
• Online and Offline Access.
• Take your card from Job-to-Job.
• Direct Deposit from your Employer.
• Low cost fees.
• Store your Money Safely.
• Easy to Purchase (POS).
• 24/7 ATM Access to Funds.
• No Credit Check or Bank Account Required
• No Security Deposits
• No Employment Verification
• Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
• Pay your bills over the phone
• Eliminate check-writing hassles
• Avoid late-payment fees
• Save postage costs and time
• The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
• 24 X 7 On-Line Account Access

Works where ever Visa® is accepted. Great for budget management. Works like a credit card, but you can spend only what you load to your account. You cannot build up costly credit card debt. Safe and great for travel expenses.

• Guaranteed Approval†
• No Credit Check
• $5,000 Maximum Card Balance
• Cash Rewards Program
• Auto Sweepstakes
• 5 Ways to Load Funds
• MasterCard® Benefits

• Receive cash back from your own spending
• Receive cash compensation from the spending of anyone in your compensation tree.
• Live debt free and receive compensation for your everyday spending.
• Reload your card directly from your payroll or bank account
• Powerful Online Account Management
• Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
• Card Accepted at 30 Million merchants & One Million ATM machines

Use your Prepaid MasterCard® Debit Card at more than 20 million locations worldwide.

• No More Check Cashing Locations
• Stop losing your Income ($$)
• Toll-Free Phone Suppor
• Online and Offline Access
• Take your card from Job-to-Job
• Direct Deposit from your Employer
• Low cost fees
• Store your Money Safely
• Easy to Purchase (POS)
• No Credit Check or Bank Account Required
• No Security Deposits
• No Employment Verification
• Keep your Money safe - No more need for Money Orders or walking around with cash in your Pocket
• Pay your bills over the phone
• Set up Automatic Bill Payments
• Eliminate check-writing hassles
• Avoid late-payment fees
• Save postage costs and time
• The cardholder may only withdraw funds or make purchases up to the balance on the card. You cannot overdraft the account. There are no late fees or interest charges.
• 24 X 7 On-Line Account Access
• Multiple Options to place money onto your Prepaid MasterCard® Debit Card
• The Prepaid MasterCard® Debit Card does not extend you credit. Instead, accounts are prepaid for a specific amount and accounts are only good for the balance you have loaded/applied.

• No employment verification.
• No credit check.
• No interest, ever!
• No security deposit
• Direct deposit available

Easy to get! Easy to use!
The Western Union® Prepaid MasterCard®¹is easy to get. No credit checks, no lengthy application, a non-refundable $9.95 Enrollment Fee for the card and you don’t even need a bank account.

• Shop wherever MasterCard debit cards are accepted.
• Access cash from participating ATMs².
• Reload cash on your card at any of our 47,000 participating
• Western Union Agent locations in the U.S.
• Directly deposit your paycheck³ on the card and we'll waive the $4.95 Monthly Account Maintenance Fee⁴!
• Check your card balance online or over the phone.