News & Tips

File a complaint with your attorney generals office. This way, you get to break up your outstanding debt into monthly repayments and pay them off gradually over the 0% APR introductory period.

A rejection letter may feel like a slap in the face, but as tempting as it may be to just tear it up, don't. Or, if you decide to pay the bill late after your expense check comes in, you will likely have to pick up late fees and finance charges out of your own pocket.